Where your choices matter!
We take the stress out of comparing health insurance. Our experts are here to listen to your unique needs and deliver a custom solution that puts the power of choice back in your hands.
Check out our wide range of health funds
*Our product range is extensive, however we don’t compare all products available from our partners. Depending on your location not all products may be available to you
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Reach out to us, and let a Choicey specialist become your personal health insurance navigator.
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Relax while our team analyses and matches policies to your specific health requirements, providing you with a clear breakdown of the most suitable plans.
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Your choice is made, and now it's time to enjoy health insurance that's shaped just for you.
Why choose Choicey?
Our Transparency
Pay exactly what the health fund charges, with no concealed costs.
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Our thorough comparison saves you more than just money—it saves time.
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Lean on Choicey for refined health insurance options selected by professionals.
Frequently Asked Questions
Private health insurance, depending on the policy, may assist in covering some of the costs associated with receiving medical treatments in- or out-of-hospital that Medicare may not always pay for. Services including dental, optical, physiotherapy, and even remedial massage can be provided outside of a hospital.
Hospitalized patients may have their medical expenses partially covered by private health insurance. Therefore, it is essential to choose the appropriate level of coverage for the clinical categories that require your attention.
In order to maintain coverage throughout the various phases of life, it is advisable to modify your private health insurance policy whenever necessary.
Also, for categories covered by your policy, private health insurance grants you the autonomy to select your own physician and exempts you from public waiting lists.
Although health insurance is not tax deductible in Australia, private health insurance may be eligible for rebates. When purchasing private health insurance, one has the option of whether or not to submit a claim for a government rebate. The eligibility for the government rebate is contingent upon several variables, such as age and taxable income.
This is applicable to Hospital, Extras, and combined policies.
Many people begin by assessing their personal requirements, preferences, and financial situation.
We will assist you in navigating this conversation by initially comprehending and subsequently aligning your requirements with a customized degree of coverage. The optimal choice for you and your specific circumstances will vary significantly from that of other individuals who qualify for Private Health Insurance.
Private health insurance offers numerous advantages to its users, including a broad range of healthcare providers, expedited access to medical treatments, and the chance to bypass the lengthy wait times commonly encountered in the public hospital system.
Access to private hospitals and shorter treatment timeframes.
A broader set of treatments
Ability to select your own doctor and hospital.
Reduced out-of-pocket payments.
Yes, having private health insurance gives you more freedom to select the doctor and hospital of your choice, improving your overall health outcomes by allowing you more control over your medical care.
When you change health insurance policies, your new health fund will honor any waiting periods you've previously finished with your previous fund if you convert to the same or lower level of coverage.
For example, if you've already completed the waiting periods for heart surgery, you won't have to do so again with your new health insurance policy.
The only times you may have to serve the waiting periods are:
If you have not finished your original waiting time.
For example, if you've served 6 months for a benefit that requires a 12-month wait, you'll need to complete the remaining 6 months with your new health insurance carrier before you're eligible for that service or benefit.
For new or increased advantages.
For example, if your new coverage includes a benefit that you were not previously insured for (such as orthodontics), you must complete the waiting period before becoming covered. If you previously had a $500 limit on dental treatments and now have a $800 maximum, you will have to wait a certain amount of time before you can use the additional $300.
Increased excess.
If you go from a $750 excess to a $500 excess, you must serve a waiting period before the smaller excess applies. If you are admitted to the hospital before completing this waiting time, you will be required to pay the larger excess.
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